Don't Let These Home Buying and Selling Myths Hold You Back
Home buying and selling are usually a mix of importantance, stress, and rariety; after all, most of us only engage in these processes a handful of times in our entire lives! When you take these characteristics into consideration, it's no wonder that both selling and buying are shrouded in a number of myths which almost everyone is willing to simply believe without challenge. In order to shed some light on the situation, here a few that we tackled.
Home Buying Myths
Myth #1: If a home has been on the market for a long time, then it means that the sellers have to be flexible on the price and conditions.
Reality: Sitting on the market doesn't necessarily mean that the home isn't drawing interest/offers. Sometimes, the sellers simply aren't in a hurry or are still waiting for the right buyer.
Myth #2: You should always default to a 30-year fixed-rate mortgage.
Reality: You should explore any and all financing options and choose whichever one best suits your situation and finances. One size does not fit all!
Myth #3: You have to put 20% down on a mortgage.
Reality: Home buyers often put down far less than 20%. There are some loans out there that require as little as 3% down. Not to mention the many resources out there that can assisit with the down payment, especially if you are a first time home buyer here in Arkansas.
Home Selling Myths
Myth #1: An open house is key to your home sale.
Reality: While an open house can be helpful, only about 4% on average of buyers found their home by attending an open house.
Myth #2: You should initially list a very high asking price to leave room for negotiation.
Reality: Over-pricing your home will deter buyers from ever even considering it, reducing competition and often resulting in a lower eventual sale price.
Myth #3: You should price your home based on online estimates.
Reality: Online estimates are generated by computer models without considering any of the details of your specific house, such as styling, cleanliness, or updates. Only a local real estate professional can confidently and accurately price your home.
Of course, no rule is always right or wrong, but these are some of the most widely-held beliefs which aren't actually backed up by fact! If you aren't sure about how you should proceed with buying or selling a home, feel free to contact one of our amazing agents today!
- Cheryl Bourland's blog
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