Cheryl Bourland's blog

It's a law of human nature: people don't want to spend money on something that they might never need. As a result, insurance is often viewed with distrust and suspicion. Although some insurance plans really are unnecessary (phone insurance, anyone?), home insurance is not. Purchasing your house is likely to be the largest financial commitment of your life, so you need it to be protected! The average person could never afford the home repairs that often follow disasters, which is why most mortgage lenders require you to purchase home insurance. Unfortunately, there are a number of misconceptions out there that can cause a serious headache when you need it least! Here are some of the biggest myths surrounding home insurance, and why they shouldn't be believed.

If there's one thing that can doom any listing instantly, it's poor photos of the home. When searching for anything online, the first thing we all look at is the photo. No one would buy a shirt or a bag online if it looks ugly in the pictures, so why would a home be any different? Luckily, there are some simple photography tricks that can take the appeal of any home up a notch without major renovations! It is especially important because of a market with relatively quick transactions. Often people are searching for homes via the computer and it is essential that your on-line prescence really knocks it out of the park.

You might think that a home can never be too airtight; after all, everyone knows that sealing cracks and eliminating drafts is the surest way to greater heating and cooling efficiency. However, there is a certain amount of air flow that any home requires to remain fresh and functional. In other words, even your house needs to breathe! Keep reading to learn why this is the case and how to tell if your castle is too impenetrable for its own good.